Featured Post
Featured Post
Myga
Financial Freedom with Myga.Money David Macchia believes that the various segments of the financial services industry must join together t...
Financial Freedom with Myga.Money
David Macchia believes that the various segments of the financial services industry must join together to launch a bold new era of annuity sales growth.
Macchia’s mission is to help those he calls “constrained investors” — those investors who get to retirement with money, but whose total amount of assets is not high relative to the income they need to fund a lifestyle they consider minimally acceptable.
Constrained investors share an absolute reliance upon their savings to produce a significant share of the income they need to fund their retirement lifestyle.
Macchia believes that annuities are the key to managing risk for those who have consistently saved for retirement but need those savings to last them a lifetime.
The founder and CEO of Wealth2K, Macchia created “Women & Income,” the first retirement income solution expressly developed for female investors. Macchia also led the team that developed the widely used retirement income planning solution called The Income for Life Model. It has enabled financial advisors to capture investment assets totaling $70 billion while helping thousands of retirees enjoy improved retirement security.
In this interview with Publisher Paul Feldman, Macchia discusses the concept of income for life and describes why the advisory community must get on board with that concept to help more Americans achieve a secure retirement.
PAUL FELDMAN: You’ve had an illustrious career. Tell us how you came into the industry.
DAVID MACCHIA: I started as a life insurance agent with what was then known as The Mutual Life Insurance Company of New York. That took me into product wholesaling of life insurance and eventually brought me to a company called EF Hutton Life, which was the pioneer of universal life.
By accident, I backed into a consulting career. When the Tax Reform Act of 1986 came about, I was a young guy. I had an idea that life insurance could be used as an alternative to what that act created, which was the nondeductible individual retirement account.
I said, “Wouldn’t it be better to use a life insurance policy that has no paperwork filing with the government, and you’re not limited to $2,000?” In addition, you can take money out of the life insurance policy tax-free. This kind of launched the way that life insurance is even today, using it to provide tax-free income through policy loans.
At that point, I had a parallel career consulting project with that life insurance idea, and I was a wholesaler. And that went on for a long time, up until about 2007, when I sold the agency and my independent marketing organization, and moved almost full time into the business of retirement income distribution planning.
In 2004, I was introduced to the notion of the baby boomer phenomenon — the 76 million people approaching retirement who must take their trillions of dollars in collective savings and turn it into income that lasts for their entire lives. I was very much intrigued by that challenge. I realized early on that people did not know how to turn accumulated assets into income. I also realized that most financial advisors weren’t particularly skilled at helping clients do that.
I saw an opportunity to build a solution for retirement income planning. In 2005, we launched that first solution, the income-for-life model, which is still going strong. That’s what my focus has been day and night ever since — focused on the business of retirement income planning.
FELDMAN: Income for life is an interesting concept. Tell me more about it.
MACCHIA: We have learned a lot in the years that I’ve been working in this field. One of the things we started out with was the idea of bucketing, or time segmentation, as the academics might refer to it.
This bucketing approach has a lot of advantages over a total return approach, where you’re simply taking a withdrawal of a certain amount every year — what often is called the 4% rule.
The bucketing approach had some real advantages, and it had a glaring weakness. The glaring weakness was that you certainly eliminated risk early in the strategy. But you potentially put risk later in the strategy, because, in those later buckets, which are more aggressively invested, you don’t know what the performance will be when the person is older.
About seven or eight years ago, we put a layer of lifetime guaranteed income via an annuity inside that strategy. We created a hybrid strategy — and that hybrid strategy, in my estimation, is the best thing I’ve seen thus far. I don’t know how to design a better strategy than that. It protects the client against longevity risks; it protects the client against timing risks.
It provides the best mechanism for the client to stay fully invested throughout retirement so that they can protect against inflation risk. It provides investment discipline, it’s transparent, and it’s understandable. It just works, and there are thousands of financial advisors who use it.
They find it delivers a high level of satisfaction to their clients. And they routinely win 100% of the client’s assets when they bring that process to them.
FELDMAN: You work with a lot of registered investment advisors. How do you get them to see that annuities are a good part of a client’s portfolio?
MACCHIA: I’ve been writing articles trying to get the RIA community to understand that their approach to retirement income planning is suboptimal. And for a large segment of the investors in the United States, it’s doing them a disservice by not giving them a strategy that mitigates the risks that can reduce or even eliminate their retirement incomes entirely. So I’m a huge advocate for RIAs’ embracing annuities.
I think it’s important, and I think if that happens, it will bring a lot of benefits to the entire annuity industry because if RIAs embrace annuities in a widespread manner, it will bring the consumer press along. And that will create consumer demand. And annuities will attain the vision that I have for them, which is to become mainline products — no different than index funds or exchange-traded funds.
Thee should be tremendous consumer demand for annuities. But we don’t have it, and I think that needs to change.
It starts with getting the people who are enemies of annuities to not be enemies.
There is no rational objection, from an RIA, for example, to using an annuity today, because they can access an annuity that perfectly harmonizes with the RIA’s business model, culture, or philosophy.
Those annuities have been created, and they appear in their portfolio management system like any other position. There’s no reason to forsake annuities at all. To the extent that people are working with constrained investors — which are the majority of people who get to retirement and who have saved consistently — those folks must have protection against longevity risk.
They also need protection against timing risk, which I think is the scariest thing of all in the short run.
I’m aggressive in my assertion here because it comes out of an absolute conviction. When an RIA is working with that type of client and doesn’t at least address longevity risk, they are not meeting their fiduciary duty to the client.
FELDMAN: What about discussing other types of insurance that address longevity, such as long-term care or something like that? Isn’t that also addressing your fiduciary responsibility?
MACCHIA: I think it absolutely is. And it’s similar in the sense that it addresses an event that can happen to a retiree that causes their assets to be reduced rather quickly, along with a reduction in their standard of living. So it must be raised. The idea that you address a complicated need, like retirement income planning, without a toolkit is yesterday’s news. I don’t think it’s viable going forward.
FELDMAN: You use the term “constrained investor.” Can you tell us more about it?
MACCHIA: Here is the way I think about retirees. There are three categories of investors: overfunded investors, underfunded investors, and constrained investors.
Overfunded investors are the lucky minority of people who have a surplus of cash relative to the amount of money they need to produce the income that they require. They have a cushion — sometimes a really big cushion. They can use any kind of strategy; they can use a total return strategy, no problem.
Underfunded investors are those people who have saved very little or nothing at retirement — they’re going to rely on Social Security.
But in the middle, there are millions of people I call constrained investors. They control trillions of dollars, and they may have a modest amount of money, or they could have millions of dollars.
It’s not about how much they have. It’s about how what they have relates to the income that they need to create to meet a minimally acceptable lifestyle.
For constrained investors, there is very little margin of error. There is a fair amount of pressure put on their savings to produce income. They can’t make mistakes. They can’t run in and out of the market. They have no luxury of being able to make investing mistakes.
Therefore, they need a strategy that puts the priority on risk mitigation. They must mitigate timing risks. If they’re good at mitigating inflation, if they mitigate longevity risk in their strategy, then they have the best possible chance of being successful.
Having a lack of understanding about how to do this properly is not an excuse. The knowledge is out there. If you’re working with a client, and they are a constrained investor, here’s the problem. A lot of advisors do not understand the idea of a constrained investor. The industry hasn’t looked at people this way.
For decades, the insurance industry has tried to change the way RIAs think about annuities. That way doesn’t work — it isn’t working and it will never work, in my view.
What we must do is change the way advisors think about the client. When they look at the client differently, and when they understand that there’s a large segment of clients who need a specific type of income planning with risk management at its core, then they’re forced to do things differently. That’s the change I’m trying to help foster — to get people to do things differently because there’s so much at stake for these retirees.
We have had a 14-year bull market that’s unprecedented. Do we think it’s going to go on for another 14 years? If so, everything that I’m saying goes right out the window, because anything works. But if it does not go on for another 14 years, if we begin to have a correction, I personally think that we’re at the threshold of a new era that will be notable for risk management and sensitivity toward mitigating risks.
Stocks have turned down while interest rates have turned up, inflation is surging, and the Federal Reserve is signaling it will reverse course and start to shrink the money supply. All these factors do not argue well for appreciating stock prices. That means there’s a big scary monster of a risk lurking in these retirees’ lives that they’re not aware of. And that’s timing risk.
FELDMAN: This should be our call to action in the industry because people are seeing their wealth depleted. They think the market is coming back, but I don’t see it coming back — at least not this year.
MACCHIA: There’s this phenomenon called recency bias, you know, where our memories are prejudiced. They focus on what has happened in recent times, more than in faraway times. I remember in February 2009, I hosted a chair at a conference for advisors sponsored by the Retirement Income Industry Association. An advisor came up to me after one session, and he was visibly emotional. He was welling up. He said, “Several of my clients who are my closest friends, I could not prevent them from selling out at the worst possible moment at the height of the 2008 downturn.” He recognized the result of that was that those clients would have a permanently lower standard of living.
told him, “Don’t beat yourself up. What made you decide to come to the conference?” He said, “I want to learn how to do it better.”
I believe that’s the position a lot of people will be in if we have a substantial downturn because it’s very difficult. If you’re a constrained investor, no one ever told you in those terms that you were. But you know, if you’re reliant upon your savings to produce income, you are a constrained investor. If the stock market starts to go against you, and you see losses — day to day, week to week, month to month — the reaction often is for people to say, “I’m out,” even though it’s the wrong thing to do.
I’ll give you one more example. Later in 2009, one of my clients was a company called Securities America, which is now part of Advisor Group. It’s a company that was the first mover in retirement income for an independent broker-dealer. They had a conference online, and in one of the sessions, there were financial advisors who had used their bucketing strategy.
They put those people onstage and they were able to talk with other advisors about how they were able to get their clients through the disaster of 2008. The contrast between their experience and the advisors who were using, say, a systematic withdrawal was remarkable. People sometimes ask me: “What is the best retirement income strategy?” And my answer is always the same. It’s the one you can live with.
FELDMAN: What are your thoughts about those who never would consider annuities?
MACCHIA: They’re missing the boat. I’ll put it this way: The most important financial retirement security tool ever created is an annuity. There is nothing else that can provide an income for as long as the client lives. How can anyone reasonably say, “You should not have an annuity”?
I like to tell the story about timing risk. With stocks reversing right now, I worry about timing risk more than anything else. So let me explain: Timing risk is what the industry refers to as a sequence-of-returns risk. It’s yet another example of overcomplicating something.
The way I explain it is like this: Imagine you had 10 people in a room, and they were financially identical. They all had the same amount of money — $500,000. They all had the same investment portfolio. They all were going to take out exactly the same amount of income in retirement. So what’s different? Just timing.
Website:http://myga.money/
Twitter: https://twitter.com/MultiMyga
Discord: https://discord.gg/QkfTrXxVpD
author :
Forum Username: AlexSukaRondoz
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1555471
Telegram Username: @AlexSuka
Wallet Address: 0x9bE65A7Ad2ffB41d7C40addf52c377EA3F39E977
Metacoms review
What apps can be developed?
Apps for Android and iOS
Separate components such as houses, offices, stores, drones, or jetpacks for transport (no roads in Metacoms, only plazas, and parks)
Coding like Android and iOS (by user interface with a fast to operate layer or by uploading local code)
The benefits for the developer are great. Every time an app (NFT) is resold, the creator of the sold item gets 10% royalties. It pays off to be the creator of Metaverse at Metacoms.
Conclusion
A new niche has opened up for developers and app creators to generate significant returns. The place is Metaverse, and one of the most attractive platforms for developers to join and share their talents and earn returns for their work is Metacoms. Do not hesitate but register on the platform today and start creating to get greater returns.
Similarly, you can participate in games and win METAC tokens in our Telegram group. You are welcome to join it at: https://t.me/metacoms
Furthermore, the Metacoms airdrop competition started on the 21st of April and will run till the 30th of May. Join our announcement group on telegram, and don’t miss the hottest updates: https://t.me/metacomsannouncements
Bitcoin bounce
Bitcoin rebounded from a swoon below $30,000 as a selloff in stocks eased and about of calm washed across global markets.
The world’s largest digital token snapped a five-day slide that had cut its price by more than 20%. Bitcoin added as much as 5.4% on Tuesday before giving up some gains and trading at around $31,623 as of 2:35 p.m in New York. Ether at one point climbed 7.2%, while coins like Solana and Avalanche were also in the green.
The crypto recovery came as equities mostly advanced across the U.S. and Europe, highlighting how the two asset classes are trading in tandem.
The TerraUSD algorithmic stablecoin continued to trade below $1 after de-pegging from the dollar over the weekend, adding to the market volatility.
“The main reasons as to why Bitcoin would continue to struggle are rooted in both the equities market as well as the LUNA foundation,” said Nick Mancini, director of research at crypto sentiment analytics platform Trade The Chain.
Bitcoin’s recent plunge has taken it to levels last seen in the middle of 2021, reversing a bull market that peaked in November. Whether the calm will last is an open question. Tightening monetary policy to combat runaway inflation is curbing liquidity, creating a formidable obstacle for speculative assets like cryptocurrencies.
Michael Novogratz, the billionaire cryptocurrency investor who leads Galaxy Digital Holdings Ltd., warned that he expects things to get worse before they get better. Among challenges facing digital assets is that they’re increasingly trading in line with technology stocks, which are getting hammered by rising interest rates.
“Crypto probably trades correlated to the Nasdaq until we hit a new equilibrium,” Novogratz said on Galaxy’s first-quarter earnings call on Monday, adding that investors may see “a very choppy, volatile and difficult market for at least the next few quarters before people are getting some sense that we’re at an equilibrium.”
Issuers of conventional stable coins like Tether’s USDT or Circle’s USDC maintain that their tokens are backed by “real” assets like cash or highly rated bonds on a 1-to-1 basis.
These coins hold their peg because the theory goes, that they can be readily exchanged for cash or highly liquid cash equivalents. By contrast, algorithmic stablecoins attempt to hold their value through a combination of instructions encoded in software programs and active treasury management. UST — which functions in tandem with a related token, Luna — is the most popular and controversial of these kinds of tokens.
In the case of Terra’s stablecoin, if its price falls below $1, traders are incentivized to swap units of UST for Luna, which removes the former from circulation. Similarly, software programs are triggered to do the same.
If the price rallies above $1, the mechanism applies in reverse — remove Luna tokens from circulation to create an equivalent, new units of UST. But over the weekend, all of those mechanisms stopped working and UST lost its dollar peg, while Luna also slid in value.
Do Kwon, the founder of Terraform Labs, which powers the Terra blockchain, is moving to shore up the stablecoin. Luna Foundation Guard, the association created to support the decentralized token and Terra blockchain, said it will issue loans worth about $1.5 billion in Bitcoin and TerraUSD to help strengthen TerraUSD’s peg.
Bitcoin is down more than 50% since hitting a record of almost $69,000 in November and has underperformed both global stocks and gold so far in 2022. The recent rout also broke it out of the narrow trading range where the token has spent most of this year, prompting some technical analysts to predict more pain ahead. Short bets against Bitcoin have climbed to a record, according to data compiled by CoinShares going back to January 2020.
Jeffrey Halley, a senior market analyst at Oanda, said in a note that technical patterns suggest Bitcoin could slump to the $17,000 area.
“That is a big call, and it does seem to be making a stand ahead of $30,000.00,” Halley wrote. “Realistically, it needs to reclaim $37,000.00 to change the technical outlook and give the HODLers hope of a good night’s sleep.”
Over a 24-hour period, 254,956 traders were liquidated, with the total liquidations equaling about $987 million, data from Coinglass show.
more info :
Website : https://metacoms.io/
Whitepaper : https://metacoms.io/media/metacoms-whitepaper.pdf
Facebook : https://www.facebook.com/Metacoms
Instagram : https://www.instagram.com/metacoms1/
LinkedIn : https://www.linkedin.com/company/metacoms3d/
Telegram : https://t.me/metacoms
Twitter : https://twitter.com/MetaComs
YouTube : https://www.youtube.com/c/MetaComs
Discord : https://discord.gg/Q6wwJ59efF
Reddit: https://www.reddit.com/r/Metacoms/
author :
Forum Username: AlexSukaRondoz
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1555471
Username: @AlexSuka
Wallet Address: 0x9bE65A7Ad2ffB41d7C40addf52c377EA3F39E977
Aufin protocolAufin Protocol is transforming DeFi with the Aufin Autostaking Protocol that delivers the industry’s highest fixed APY, rebasing rewards every 10 minutes, and a simple buy-hold-earn system that grows your portfolio in your wallet.Aufin Protocol is shortened form of Automatic Financial, a protocol that provides a decentralized financial asset which rewards users with a sustainable fixed compound interest up to 480,419.00% for the first 12 months.
Aufin focused on DeFi innovation that creates benefits and value for Aufin token holders. Here are some benefits for holders of $AUN:
Low Risk with the Aufin Insurance — 5% of all trading fees are stored in The Aufin Insurance which helps sustain and back the staking rewards by maintaining price stability and greatly reducing downside risk.
Easy and Safe Staking — The Aufin token always stays in your wallet so it doesn’t need to be put into the hands of a 3rd party or centralized authority. All you need to do is buy & hold as you automatically receive rewards in your own wallet so there’s no more complicated staking processes at all.
Interest Yield with Automatic Payments — You need not be worry about having to re-stake your tokens. Interest yield is paid automatically and compounded in your own wallet, guaranteeing you will never miss a payment.
Highest Fixed APY — Aufin pays out at 480,419.00% in the first 12 months which rivals anything in the DeFi arena to date. After the first 12 months the interest rate drops over an Epoch.
Rapid Interest Payments — The Aufin Protocol pays every Aufin Token holder each and every 10 minutes or 144 times each day, making it the fastest auto-compounding protocol in crypto.
Auto Token Burn — One of the exciting features of the Aufin Protocol is an automatic token burn system named “The Aufin Fireplace” which prevents circulating supply getting out of hand and becoming unmanageable. The Fireplace burns 2.5% out of all Aufin Token market sales and is burned in the same individual transaction.
The Aufin Insurance
The Aufin Insurance uses an algorithm that backs the Rebase Rewards and is supported by a portion of the buy and sell trading fees that accrue in the Insurance wallet.
In simple terms, the staking rewards (rebase rewards) which are distributed every 10 minutes at a rate of 0.01613% are backed by the Insurance parameter, thus ensuring a high and stable interest rate to $AUN token holders.
5% of all trading fees are stored in the The Aufin Insurance which helps sustain and back the staking rewards provided by the positive rebase.
The Aufin Insurance keeps holders safe by:
Avoiding flash crash through price stability
Achieving long term sustainability and future growth of the Aufin Protocol
Greatly reducing downside risk
The Aufin Treasury
The Aufin Treasury plays a very important role in Aufin Protocol. It provides three extremely critical functions for the growth and sustainability of Aufin.
The treasury can become important in the event of an extreme price drop of the $AUN token or unforeseen black-swan event. It helps to establish a floor value for the $AUN token.
The treasury provides funding for marketing, growth hacking the Aufin community.
The treasury will be used to fund new Aufin products, services, and projects that will expand and provide more value to the community.
The Aufin Fireplace
2.5% of all $AUN traded are burnt in The Aufin Fireplace. The more $AUN is traded, the more get put into the fire causing the fireplace to grow in size, larger and larger through self fulfilling Auto-Compounding, reducing the circulating supply and keeping the Aufin Protocol stable.
The other benefit to an everlasting burn of circulating supply is that due to the deflationary nature of it, equates to a higher value of each $SAUN token, therefore increasing the individual value.
The Aufin Auto-Liquidity
Every 48 hours, the Aufin Auto-Liquidity will inject automatic liquidity into the market. On each buy or sell order there is a 4% tax fee that automatically gets stored into an Auto-LP wallet and built into our protocol’s smart contract is the mechanism which smartly takes the 50% of the amount of $AUN stored in the wallet, and will automatically buy $BNB at the current market price.
The remaining 50% of $AUN in the Auto-LP wallet will be used for the $AUN side of liquidity, therefore giving equal an 50/50 weighting of AUN/BNB which will then be automatically added as new, additional liquidity into the market pair and raising the amount of liquidity in the pool.
The Aufin Auto-Liquidity will do this every 48 hours by adding more and more liquidity to the pool which will allow $AUN token holders to easily sell their tokens at anytime with little to no market slippage. It will also aid in maintaining protocol stability to make sure the APY is upheld for the entire life of The Aufin Protocol.
Fixed APY
APY stands for Annual Percentage Yield. This measures the real rate of return on your principal amount by taking into account the effect of compounding interest. In the case of Aufin, your $AUN tokens represent your principal, and the compound interest is added periodically on every Rebase event (Every 10 minutes), otherwise known as an ‘Epoch’.
Your new principal amount is your then current Aufin token amount, plus your new rebase token amount. This total amount is what gets calculated for your next rebase rewards.
The Power of Compound Interest — It is important to note that your balance will grow not linearly but exponentially over time. Taking a compound interest of 0.01613% / 10 minutes:
Example: If you started with a balance of only 1,000 $AUN on day 1, after a year, your balance will have grown to 4,804,190 $AUN.
Epoch
Each Interest Cycle is 10 minutes in length and is referred to as an EPOCH.
There are 52,560 EPOCH’s in 1 year.
EPOCH 1–52,560: 0.01613% every EPOCH (First 12 Months)
EPOCH 52,561–78,840: 0.00162% every EPOCH (Next 6 months)
EPOCH 78,841–236,520: 0.00010% every EPOCH (Next 4.5 Years)
EPOCH 236,521: 0.00002% every EPOCH (In Perpetuity until max supply is reached)
$AUN Token
$AUN is a Bep20 token which rewards its holders with automatic passive interest payments every 10 minutes over the lifespan of 12 years 8 months 26 days 3 hours 30 minutes until the maximum supply of 10 Billion tokens has been reached.
NO TEAM TOKENS — The Aufin Team will NOT hold any tokens. The only tokens owned by the Treasury will be collected via accumulating trading fees. We are committed to the longevity of the project and thus the $AUN team cannot dump on you.
NO EXTRA MINT OR HIDDEN TOKENS — The $AUN smart contract has NO ability to mint extra tokens nor can the supply be manually increased or used in an artificial way to change the initial supply by awarding ourselves free tokens. The initial supply is 1,000,000 tokens only.
NO RUG PULL — Liquidity will be locked for 12 years via trusted network which cannot be touched or released early. (This means that you as a token holder will ALWAYS have the freedom to buy/sell whenever you like without restrictions or complications — your tokens that you buy are yours and remain in your wallet always and are never ‘locked’).
NO BOTS — All front run and sniper bots will be instantly blocked by the Aufin smart contract by the blacklist feature. Our smart contract cannot block normal wallets, only contracts ie bots
Dear Aufiners
We are very glad to inform you guys that Aufin Protocol has been audited succesfully. Please click here to see our fruit KISHIELD Aufin Audit Passed 🛡
Audit in GitHub:
https://github.com/KISHIELD/Audits/blob/main/KISHIELD_AUFIN_Audit_20220406.pdf
Audit PDF in website:
https://kishield.com/assets/pdfs/KISHIELD_AUFIN_Audit_20220406.pdf
Trading Fee
The amount of the fees (14% for buys and 16% for sells) allows Aufin to provide $AUN holders with the stable high yield of 480,419.00% annually.
Buy Trading Fees:
5.0% — The Aufin Insurance
2.5% — The Aufin Treasury
2.5% — The Aufin Fireplace
4.0% — The Aufin Auto-Liquidity
Sell Trading Fees:
5.0% — The Aufin Insurance
4.5% — The Aufin Treasury
2.5% — The Aufin Fireplace
4.0% — The Aufin Auto-Liquidity
Road Map
Phase 1:
Website Development
Whitepaper Documentation
Deploy Smart Contract
Pre-launch Marketing
Phase 2:
PR Marketing
Airdrop Campaign
Bounty Campaign
Fair Launch on PinkSale
PinkLock Liquidity Locked 12.5 years
CoinMarketCap Listing
CoinGecko Listing
5,000 Token Holders
10,000 Token Holders
15,000 Token Holders
20,000 Token Holders
25,000 Token Holders
50,000 Token Holders
100,000 Token Holders
250,000 Token Holders
500,000 Token Holders
10 Million Market Cap
25 Million Market Cap
50 Million Market Cap
100 Million Market Cap
200 Million Market Cap
300 Million Market Cap
400 Million Market Cap
500 Million Market Cap
1 Billion Market Cap
Cross-Chain Integration
Partnerships
Phase 3:
Building Aufin Blockchain — A Complete DeFi Multi-Chain Solution
Become a Leading Top 10 MarketCap Cryptocurrency
100 Billion Market Cap
Information
Website : https://aufinprotocol.com/
Whitepaper : https://docs.aufinprotocol.com/
Telegram : https://t.me/aufinbsc
Twitter : https://twitter.com/ProtocolAufin
Medium : https://medium.com/@AufinProtocol
Reddit : https://www.reddit.com/user/AufinProtocol/
Discord : https://discord.gg/KyNcSPquNP
Posted by jancox cripto on Rabu, 13 April 2022
DARTH launches a revolutionary type of staking token with a powerful APY.
LONDON — April 05, 2022 — DARTH, a Defi 2.0 protocol developer, is launching a revolutionary type of staking token with powerful fixed APY.
Decentralized finance or Defi is causing a revolution in the finance industry. Crypto holders can lock or stake their tokens on a Defi website and receive interest rates that most thought impossible. The tools that Defi companies use to create these high returns are financial algorithms and token staking strategies called protocols.
Defi 1.0 introduced different versions of these protocols that now attract billions in capital, and have built many of crypto’s top performers. Defi 2.0 protocols promise token holders greater levels of simplicity and safety and the best-fixed returns from staking.
The developers of DARTH have introduced the DARTH Auto staking Protocol (DAP), a Defi 2.0 protocol that offers perhaps the industry’s best set of benefits for stakes.
DARTH Auto staking Protocol (DAP) — Safe, Fast, Highest Fixed APY
DAP provides token holders simplicity, security, and a consistently high yield return from their staking. It is used in the DARTH token, providing it with these industry-first benefits:
Easy and Safe Staking — The DARTH token always stays in your wallet, and you automatically receive rewards. No more complicated staking processes on someone else’s website.
Automatic Rebasing Gains — You never have to worry about re-staking your tokens. Gains are rebasing meaning they compound automatically, guaranteeing you never miss a payment.
Powerful Fixed APY — The DARTH auto-staking protocol pays out 383,000.00% annually, which is a consistent compounding interest rate that tops the Defi industry.
Fastest Rebase Rewards — The DARTH auto-staking protocol pays every 15 minutes or 96 times every day, making it the fastest auto-compounding protocol in crypto.
How DARTH Delivers its Industry Best Fixed 383,000.00% APY:
The DARTH Autos taking Protocol uses a complex set of elements to deliver its industry-leading APY. They include the DARTH treasury, the trading volume fees, and the Risk-Free Value (RVF). They all work in harmony to provide the high and fixed APY.
Media ContactCompany Name: DARTHContact Person: SupportEmail: Send EmailCity: London country: United KingdomWebsite: darthvader.io/
RECENT SEARCH
DARTH Protocol
How to say no and set boundaries
windows 11
To all the people who post struggling with tidiness because of depression or another suffering
Any thoughts on where to find your first customers?
Best Dedicated WordPress Hosting
Starting a new job, 401k contributions question
Planning for Medical expenses (USA Medicare)
work
pgslot
Business loans
Should I open an Ally Bank CD?
Conway man Jeremy Weeks' child
Profit from the Internet
web hosting low price top coupons
Copyright © Free Article Generator Online
Home
more info :
WEB : https://darthvader.io/
WHITE PAPER : https://docs.darthvader.io/index
DISCORD : https://discord.com/invite/YQ4qeyGgMA
TWITTER : https://twitter.com/Darth383000
TELEGRAM : https://t.me/Darth383000
TELEGRAM BOUNTY : https://t.me/Tokensfund_io
author
Forum Username: AlexLikeRondoz
Forum Profile Link:Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1555471
Telegram Username: @AlexSuka
Wallet Address: 0x9bE65A7Ad2ffB41d7C40addf52c377EA3F39E977
The Best Paying Auto-Staking & Auto-Compounding Protocol
The annual percentage yield (APY) is the genuine pace of return procured on a speculation, producing into account the results of building revenue. Dissimilar to straightforward interest, accumulating interest is determined occasionally and the sum is promptly added to the equilibrium.
Looking at paces of return by just expressing the rate worth of each more than one year gives an off base outcome, as it overlooks the impacts of building revenue. It is basic to know how frequently that compounding happens, since the more regularly a store compounds, the quicker the speculation develops. The fact that larger chief sum makes this is because of the way that each time it accumulates the premium acquired over that time frame is added to the chief equilibrium and future interest installments determined on.
About Talete Code
TALETE code is changing DeFi with the TALETE Autostaking Protocol (TAP) that conveys the business’ most noteworthy fixed APY, rebasing rewards at regular intervals, and a basic purchase hold-procure framework that develops your portfolio in your wallet, quick.
APY
APY represents Annual Percentage Yield. This actions the genuine pace of return on your chief tokens sum by producing into account the results of building revenue. On account of Talete code, your $TALETE tokens address your head, and the accumulated dividends is added occasionally on each Rebase occasion (Every 10 minutes).
Your new chief sum is your then current Mind token sum, in addition to your new rebase token sum. This aggregate sum gets determined for your next rebase rewards. One fascinating reality about APY is that your equilibrium will develop not straightly but rather dramatically over the long haul! Accepting a day to day accumulate interest of 2.5%, assuming you start with a total of 1 $TALETE on day 1, following a year, your equilibrium will develop to around 4510.59 $TALETE.
Why Choose us?
TALETE CODE gives a decentralized monetary resource which rewards clients with a maintainable fixed build interest model The TALETE Auto-Staking Protocol and Auto-Reflection (ASPAR) is a monetary convention that makes staking more straightforward, more productive and grants $TALETE token holders the most noteworthy stable returns straightforwardly in the holder wallets.
- Highest Fixed APY — 450,158%
- Automatic Staking and Compounding in Your Wallet
- Get Rewards Every 10 Minutes / 144 Times Daily
Staking
ASPAR gives the TALETE token programmed staking and intensifying highlights incorporate BNB Reflection, and the most elevated Fixed APY in the market at 450158% for the first year. The TALETE CODE utilizes a perplexing arrangement of variables to help its cost and the rebase rewards. It gives the symbolic programmed staking and intensifying highlights, with the most elevated Fixed APY in the market at 450158% for the principal year. TALETECODE group is a very encounter gatherings! our chiefs work in the genuine money and defi finance since 20 years prior
Tokenomics Explained
- Programmed LP
5% of the exchanging charges return to the liquidity guaranteeing $TALETE’s rising insurance esteem.
- Depository
2% of the buys and 2% of the deals go straightforwardly to the depository which upholds the RFV.
- Talete your Insurance
6% of the exchanging charges are diverted to the RFV/TYI wallet which supports and back the staking rewards given by the positive rebase.
- Consume
3% of the exchanging expenses are shipped off a protected consume address.
Website : https://www.taletecode.com/
Whitepaper : https://taletecode.gitbook.io/talete-code-the-best-apy-fixed/longterm-interest-cycle-lic
Twitter : https://twitter .com/TaleteCode
Telegram : https://t.me/+f6huFGe8t1M4OTA8
Discord : https://discord.gg/bjKYyRxK
Medium : https://medium.com/@taletecode
YouTube : https://www.youtube.com /channel/UCdvcbBq74j1pIC4JvuleLhA/videos
Contract : https://bscscan.com/token/0x6Bb0c2a240e59068486570Be5A496AA4f240B3E3
author :
Forum Username: AlexSukaRondoz
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1555471
Telegram Username: @AlexSuka
Wallet Address: 0x9bE65A7Ad2ffB41d7C40addf52c377EA3F39E977
bantal warulor April 05, 2022 New Google SEO Bandung, Indonesia
OWLDAO
About OwlDAO
OwlDAO is a multi-chain DAO that aims to innovate traditional crypto casinos to integrate with the new DeFi world. Partnering with leading protocols, helping Crypto projects build their own casinos, and connecting them with more than 30 Certified Game Providers to offer more than 3000 games.
What is Binance Smart Chain?
OwlDAO is a decentralized financial payment network that rebuilds the traditional payment stack on the blockchain. It utilizes a basket of fiat-pegged stablecoins, algorithmically stabilized by its reserve currency OWL, to facilitate programmable payments and open financial infrastructure development. As of December 2020, the network has transacted an estimated $299 billion for over 2 million users.
OWL Casino Solution
Listing Service
List your token on owl.games!
Basic
List one designated project token: $500
Extra Charges
Add additional token:$500, can be negotiated depending on the performance of the first token.
Low Liquidity Charges, we will charge an additional low-liquidity fee of $500 if the main liquidity pair of the project token is less than $50k worth or has a token holder less than 500.
Integrated Casino Service
Own a Casino for your token within a few mins!
One Time Setup Fee: $1000
Customized Theme according to Client’s project brand asset
The supported game token list will only contain core tokens + owl token + one designated project token.
Add-on:
Remove ‘Provided by Owl Games’ on footer: $1000
Set Default Currency as Project token instead of OWL token: $500
Royal Affiliate Partners
We are eager to work with motivating, enthusiastic teams to launch new crypto casino site together. Fully customized. Starting from 30,000 euro fee, with rev/ share. Please write to team@owl.games for inquiry
OwlDAO Cost
Would like to know the latest OwlDAO price? Here is it as well as other useful data about this kind of cryptocurrency. At TheBitTimes.Com, we collect and provide any valuable content on it such as 1 OWL to USD so that you could make a favorable investment and have a positive result.
All Data You May Need about OwlDAO Perspectives and Cost
Due to TheBitTimes.Com, you will be aware of all the latest news. Firstly, everybody can get acquainted with OwlDAO price today – these data are renewed with a high speed as we appreciate your wish to have up-to-date information at hand. Secondly, you are able to look through the following important aspects: market cap shows the collective value of all sold coins, low/high value demonstrates the minimal and maximal value of 1 coin among other stock exchanges, and volume is the total value of transactions on stock in a day. Thus, you won’t have a question: ‘How much is a OwlDAO worth?’ All data are thoroughly analyzed and presented for your convenience!
If you keen on OwlDAO price chart, we offer it – just choose the period you need (from 1 day to maximum) and get a full analysis of its falls and growth during the appropriate period. To add to it, TheBitTimes.Com disposes of topical news about OwlDAO current rate and its possible changes, current OwlDAO value with future forecasts and growth perspectives. Thanks to us, you will be notified about the latest tendencies in the chosen cryptocurrency market!
Web 3.0 tokens, paid directly to your Web 3.0 wallets
metamask
wallet connect
phantom
Supporting DEFI Tokens
Top crypto projects are already partnering with OwlDAO
Information
https://bitcointalk.org/index.php?topic=5378280.0
Author
Forum Username: AlexLikeRondoz
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1555471
Telegram Username: @AlexSuka
Wallet Address: 0x9bE65A7Ad2ffB41d7C40addf52c377EA3F39E977
bantal warulor Maret 31, 2022 New Google SEO Bandung, Indonesia
EGO ECOSYSTEM
EGO - TOKEN IS WORTH YOUR ATTENTION. EGO is the utility token on the platform Paysenger. The EGO token will allow you to access the platform’s features, pay for influencer services and participate in the distribution of the platform’s revenues through Buy Back & Burn.
The mission of the project is to create a collaboration ecosystem where everyone can maximise their value and realise their full creative potential. EGO will represent human attention in the digital world: any request for our attention can be paid in EGO.
About EGO
Paysenger — is a service that monetizes communication. Paysenger creates a new way of communication in a world with the fastest growing relations and unchanged attention span. Now you can attract attention to your message or call by paying for the recipient’s attention with a fiat or EGO token. It is getting much easier with Paysenger to contact a media person or get expert advice. A received media content can be converted into NFT (Non-fungible token). It can be saved or sold on the internal marketplace for EGO.
Our goal is to transform the blockchain by making the technology easier to a large audience.
You can request communication with a favourite person by choosing a preferable format. Whether it is a chat, a conference, or just a video greeting. All these you can get on Paysenger.
EGO - TOKEN IS WORTH YOUR ATTENTION! SIGN UP FOR PUBLIC PRESALE! BEFORE THE SALE, IT IS REQUIRED TO COMPLETE KYC ON TOKENSOFT PLATFORM. REGISTRATION
Features
💎PUBLIC PRE-SALE DETAILS ON TOKENSOFT:
Registration Opens: Murch 1, 2022
Registration Deadline: April 2, 2022 at 12:00 UTC.
💎Round 1. Guaranteed Allocation
Asset : EGO tokens
Supply for Sale: 35,000,000 EGO tokens
Sale Period Begins: April 4, 2022 at 12:00 UTC.
Sale Period Ends: April 6, 2022 at 12:00 UTC
Minimum Purchase: $500 Maximum Purchase: $2500
Fixed Sale Prise : $0.05 per token.
Lockup and Release : 3 month cliff after IDO and then 12-month quarterly linear unlock
Funding Methods : DOT,ETH, USDC, USDT
💎Round 2. FCFS
Asset : EGO tokens
Supply for Sale: Unsold tokens from the Round 1.
Sale Period Begins: April 6, 2022 at 12:00 UTC.
Sale Period Ends: April 8, 2022 at 23:59 UTC
Minimum Purchase: $250 Maximum Purchase: $2500
Fixed Sale Prise : $0.05 per token.
Lockup and Release : 3 month cliff after IDO and then 12-month quarterly linear unlock
Funding Methods : DOT,ETH, USDC, USDT
💎PRESALE OF EGO TOKENS ON TOKENSOFT! SIGN UP FOR PUBLIC PRESALE
💎BEFORE THE SALE, IT IS REQUIRED TO COMPLETE KYC ON TOKENSOFT PLATFORM. REGISTRATION
ANNOUNCING!! PRESALE ALLOCATION FOR ROUND 1! EVENT VIA GLEAM.
CHANCE TO WIN 1 OF 250 GUARANTEED ALLOCATION IN ROUND 1 FOR PUBLIC PRESALE ON TOKENSOFT!💥
Technical Info
KEY HIGHLIGHTS
People are overwhelmed by the flow of incoming information: questions, suggestions, news and announcements.
Paysenger adds a new dimension to communication where human attention becomes a valuable resource. We are creating a seamless way for experts and influencers to monetise their interactions. Our platform will provide a reliable financial filter and highlight the most valuable offers while rewarding users for their time and attention.
EGO is the utility token on the platform. The EGO token will allow you to access the platform’s features, pay for influencer services and participate in the distribution of the platform’s revenues through Buy Back & Burn.
The mission of the project is to create a collaboration ecosystem where everyone can maximise their value and realise their full creative potential. EGO will represent human attention in the digital world: any request for our attention can be paid in EGO.
The potential for the project has already been recognised and attracted $1.5 million during the seed-round and the private sale. The project employs a team of over 60 people with experience from the start-up world and global corporations and we are working hard on improving the product, launching the mobile application, and attracting the audience.
EGO token is an internal payment instrument. The token liquidity is secured by:
- A mass audience. People wish to pay for communication with idols.
- A unique ecosystem. NFTs are traded only for EGO tokens.
- Influencers. Celebrities advertise EGO to earn on Paysenger.
EGO TOKEN UTILITY
Distribution of service revenue between holders due to Buy Back & Burn
2.5% of all commissions/revenues for services are directed to the redemption of tokens
100% commission for NFT minting goes to burning
2.5% commission for sales on NFT auction/marketplace
Access to special platform features
Buying VIP status
Display in special categories
Reduced commissions
Payment for services
Influencer services
Staking
NFT minting
EGO Roadmap
Q4 2020
-Start of developing
-Alfa product/ White paper
Q2 2021
-Seed investment
-Launch web vesion
Q4 2021
-First marketing campaings/influencer marketing implementation
-Private sale 1
Q1 2022
-Active campaingns in CIS, USA, INDIA,BRAZIL
-Building crypto Angel ecosystem
-Crypto EXPO DUBAI 2022
-WORLD Blockchain Summit
-Marketing Campaing before public presale
-Piblic presale on tokensoft
Activity
December, 2021
January, 2022
February, 2022
March, 2022
Bounty Per 8 Days
1800
1850
1900
1950
Activity:2 814VERY HIGH
Merit:2 873VERY HIGH
Posts:1 984VERY HIGH
Views:18 702VERY HIGH
Users:23LOW
Twitter Per 7 Days
21490
21500
21510
Followers:21 513VERY HIGH
Tweets:66LOW
30 Days Growth:25
Telegram Per 30 Days
0
5000
10000
15000
20000
Members:22 601VERY HIGH
30 Days Growth:22253
EGO Team
